Before lending money, lenders want to make sure that you meet their credit risk guidelines.

There are easier ways to reduce one's tax bill. But for many American taxpayers, this is the big one: the deduction for interest payments on home mortgages.

For the first time in over three years, the majority of consumers believe it's easier to get a mortgage.

Freaked out because your mortgage payment has increased? Before you write that next mortgage check, let’s investigate what’s going on with the payment.