30-Year Fixed Mortgage Rates Fall Below 4 Percent

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30-Year Fixed Mortgage Rates Fall Below 4 Percent

Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgages at 3.96 percent, down from 4.08 percent at this same time last week. The 30-year fixed mortgage rate spiked to 4.30 percent on Wednesday, then hovered around 4.06 percent for most of the week before falling…

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6 Things You Need To Have In Your House

We all know about the vital things we should have at home. Water, toilet paper, a tool kit, a first aid kit, batteries – these are the givens. But there are other things you might not have thought about. Things that can serve multiple purposes and provide surprising uses (we're talking to you, tub of…

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20 Quick Fixes You Can Do In Five Minutes Or Less

Think cleaning up or fixing up your place is an all-day – or all-weekend – effort? Well, you might be right depending on how long it's been since you spruced it up. But if you've let a few things get away from you and are feeling overwhelmed by the whole thing, take a beat, and…

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How To Improve Your FICO Scores Quickly

With mortgage interest rates hovering near record lows, you may want to either refinance your mortgage or purchase a new home before rates go higher again. The question is — can you qualify for refinancing or a purchase loan? Since the recession, lenders have tightened loan qualification standards and their most widely used tool to…

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Try An Energy Efficient Loan

With new home production still well below annual historical averages, chances are you're buying an older homes that needs some work. Believe it or not, there are loans out there that might suit your needs. If you're planning to replace systems or appliances, consider an energy-efficient loan. Energy Efficient Mortgages, also known as EEMs, are…

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Nine Reasons to Love Your Mortgage

Recently bought a house? Here are nine ways to think about that debt you just took on. 1. It's your cheapest way to borrow. I'm not crazy about carrying debt. But if you need to borrow, a mortgage is the way to go. The interest incurred is typically tax-deductible and the rate should be low,…

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Understanding Closing Costs

If you’ve embarked on the process of buying a new home, you’ve probably noticed that there is a lot of real estate lingo that gets thrown around by your agent, lender, and anyone else associated with the purchase. It’s important for you to understand the ins and outs of the process. Take closing costs, for…

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Licensing

Access Mortgage Inc. NMLS #341756
Raj Babbar NMLS #321355

Equal Housing Lender

Contact Us

Access Mortgage
46818 Fernald St.
Fremont, CA 94539

Phone Number:
(408) 433-0404
Fax Number:
(408) 433-0790